Keep More In The Family

Reduce your inheritance tax.

With the right planning, much of an inheritance tax bill can often be reduced, or removed altogether. Here are the proven, legitimate ways we help families pass on more.

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Smart, Legitimate Planning

Proven ways to reduce what your family owes

Inheritance tax is, to a large extent, a voluntary tax: with early, careful planning, families can dramatically reduce what eventually falls due. The earlier you start, the more options you have.

Make use of allowances & giftsAnnual exemptions, small gifts and gifts out of surplus income reduce your estate tax-free.

The seven-year ruleLarger gifts usually fall outside your estate if you survive seven years, with tapering relief in between.

Trusts & structuringTrusts can move assets out of your estate while keeping control over how and when they pass on.

Charitable givingLeaving 10% or more of your net estate to charity cuts the rate on the rest from 40% to 36%.

Reliefs on business & propertyBusiness and agricultural reliefs can significantly reduce the taxable value of qualifying assets.

Pass On MoreLegitimate strategies

Free Inheritance Tax Tool

See what your family could owe in inheritance tax

In under a minute, our calculator estimates your potential inheritance tax bill using the current 2025/26 thresholds, then shows you how the right planning could reduce it.

Instant estimate No sign-up needed 2025/26 thresholds

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Questions

Reducing IHT FAQs

Yes. Using the allowances, reliefs and exemptions that the rules provide is entirely legitimate tax planning. We focus on sensible, compliant strategies, never aggressive avoidance schemes.

You have an annual exemption of £3,000, plus small gifts of up to £250 per person and gifts out of surplus income. Larger gifts may also be exempt if you survive seven years. We help you gift safely and keep proper records.

The earlier the better. Many of the most effective strategies, particularly gifting and trusts, work best with time on your side. That said, there are still useful steps to take at any stage.

Almost always. A well-drafted will is central to tax planning, ensuring allowances are used efficiently and your wishes are followed. We can review or prepare one as part of a wider plan.

Let us be your trusted guide

Take the first step towards settling the estate with confidence. Begin your Probate application today.

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